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BA Credit Card Trust

Excess Available Funds Analysis—April 2019


BAseries Performance April-19 March-19 February-19 3-Month Average
Cash Yield 17.28% 18.22% 16.67% 17.39%
Cash Yield without Recoveries 16.72% 17.65% 16.17% 16.85%
         
Gross Charge-Offs 3.38% 3.34% 3.12% 3.28%
Net Charge-Offs 2.83% 2.78% 2.62% 2.74%
         
Base Rate 3.31% 3.31% 3.36% 3.33%
Excess Available Funds 10.58% 11.56% 10.19% 10.78%
         
Monthly Payment Rate 19.08% 19.57% 17.79% 18.81%
         
Delinquency
  30 to 59 days 0.46% 0.50% 0.48% 0.48%
  60 to 89 days 0.35% 0.32% 0.35% 0.34%
  90 + days 0.81% 0.85% 0.87% 0.84%
  Total 1.62% 1.67% 1.70% 1.66%

BA Credit Card Trust Class A Class B Class C Total
Adj. Outstanding Tranche Totals ($MM- Millions) $7,125 $3,350 $1,975 $12,450
Series 2001-D
Class D Investor Interest ($MM- Millions) $1,829

BA Master Credit Card Trust II- 2 Total
Aggregate Ending Principal Receivables ($MM- Millions) $27,261
Transferor Interest (30-day average) 44.26%

Footnotes