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BA Credit Card Trust

Excess Available Funds Analysis—October 2018


BAseries Performance October-18 September-18 August-18 3-Month Average
Cash Yield 17.63% 16.24% 17.43% 17.10%
Cash Yield without Recoveries 17.12% 15.79% 16.93% 16.61%
         
Gross Charge-Offs 2.94% 3.04% 3.25% 3.08%
Net Charge-Offs 2.43% 2.59% 2.75% 2.59%
         
Base Rate 3.45% 3.43% 3.41% 3.43%
Excess Available Funds 11.24% 9.77% 10.77% 10.59%
         
Monthly Payment Rate 19.15% 17.77% 19.36% 18.76%
         
Delinquency
  30 to 59 days 0.52% 0.50% 0.49% 0.50%
  60 to 89 days 0.35% 0.34% 0.32% 0.34%
  90 + days 0.79% 0.77% 0.75% 0.77%
  Total 1.66% 1.61% 1.56% 1.61%

BA Credit Card Trust Class A Class B Class C Total
Adj. Outstanding Tranche Totals ($MM- Millions) $10,325 $3,350 $1,975 $15,650
Series 2001-D
Class D Investor Interest ($MM- Millions) $2,346

BA Master Credit Card Trust II- 2 Total
Aggregate Ending Principal Receivables ($MM- Millions) $28,683
Transferor Interest (30-day average) 37.07%

Footnotes