|
|
 |
Footnotes
BA Master Credit Card Trust II- 2
Cash Yield
Cash Yield includes Finance Charge Collections (including any collections on Discount Option Receivables), Fees, Interchange, IFAInterest Funding Account & PFAPrinciple Funding Account Interest Earnings, and Recoveries from defaulted accounts.
Cash Yield without Recoveries
Cash Yield without Recoveries includes Cash Yield (defined above) less Recoveries on defaulted accounts which are included in Net Charge-offs below. This computation does not impact Excess Spread.
Gross Charge-Offs
The underlying collateral pool is identical for both the BA Credit Card Trust and BA Master Credit Card Trust II- 2.
Net Charge-Offs
Net Charge-offs includes Gross Charge-offs net of Recoveries on defaulted accounts. This computation does not impact Excess Spread.
BA Credit Card Trust
Cash Yield
Cash Yield includes Finance Charge Collections (including any collections on Discount Option Receivables), Fees, Interchange, IFAInterest Funding Account & PFAPrinciple Funding Account Interest Earnings, and Recoveries from defaulted accounts.
Cash Yield without Recoveries
Cash Yield without Recoveries includes Cash Yield (defined above) less Recoveries on defaulted accounts which are included in Net Charge-offs below. This computation does not impact Excess Spread.
Gross Charge-Offs
The underlying collateral pool is identical for both the BA Credit Card Trust and BA Master Credit Card Trust II- 2. The
issuance of new tranches of Notes during the month from the BAseries may cause a difference in reported gross charge-offs between the trusts.
Net Charge-Offs
Net Charge-offs includes Gross Charge-offs net of Recoveries on defaulted accounts. This computation does not impact Excess Spread.
Required Enhancement of Class A Tranches
Please refer to the offering documents of the respective transaction for additional information.
Required Enhancement of Class B Tranches
Please refer to the offering documents of the respective transaction for additional information.
Required Enhancement from Class C Tranches
Please refer to the offering documents of the respective transaction for additional information.
|
|
